Homeowners First Mortgage - Lender Paid 1-Year Buydown Program

HOMEOWNERS FIRST MORTGAGE

Lender Paid 1-Year Buydown Program

Get an instant 1% rate reduction for your first year of homeownership - completely paid for by the lender. Lower payments from day one with no cost to you.

Disclaimer: This calculator is for illustrative purposes only and does not constitute a commitment to lend, an estimate of terms, or a guarantee of specific rates or loan approval. All rates, fees, and programs are subject to change without notice and borrower qualification.

Purchase Details

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Loan Details

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LENDER BUYDOWN PROGRAM BENEFITS

Payment Comparison

Standard Rate Payment

Rate: 6.99%
$0
Principal & Interest

Year 1 Reduced Rate Payment

Rate: 5.99%
$0
Principal & Interest
!

Program Loan Limit: This lender-paid buydown program has a maximum loan limit of $1,237,500. Your loan amount exceeds this limit, so the calculations shown reflect the savings based on the maximum eligible amount. Schedule a call to learn more and discuss your specific situation.

FIRST YEAR SAVINGS BREAKDOWN

SAVE!
Monthly Savings
$0
Every month in Year 1
Annual Savings
$0
Total Year 1 savings
Lender Credit
$0
Required to fund program
100% Lender-Paid Program
No cost to borrower • Immediate payment relief • Preserve cash for moving & renovations

SELLER'S AGENTS

Make Your Listing Stand Out—At No Cost to Seller

Give your listing a competitive edge with special financing that costs your seller nothing. This lender paid 1-year buydown program attracts more buyers and generates urgency—all funded by the lender.

Why Sellers Love This Strategy:
  • Zero cost to the seller—100% lender-paid program
  • Market your listing with "1% lower rate in Year 1 available"
  • Attract payment-sensitive buyers who can now afford your price point
  • Create urgency—this special financing is only available on your listing
  • No price reduction needed—offer real value without lowering the asking price
  • Stand out in MLS and marketing with exclusive financing terms

Seller Presentation Script:

"Instead of reducing your price, we can offer buyers an exclusive financing program through Homeowners First Mortgage that gives them a 1% lower rate in year one—potentially saving them hundreds per month. This makes your home more attractive and affordable without costing you a penny. It's 100% lender-paid, and it's only available on your property through our preferred lender partnership."

MLS Marketing Language:

"SPECIAL FINANCING AVAILABLE! 1% lower rate in Year 1! Lower monthly payments in your first year! 100% lender-paid program—no cost to buyer or seller. Available exclusively through Homeowners First Mortgage on this property. Contact listing agent for details."

Marketing Advantage:

This program turns your listing into the most payment-friendly option in the neighborhood. Buyers actively search for properties with special financing, and you'll capture those eyeballs without your seller paying a dime. It's the perfect solution for listings that need an edge or sellers who want maximum exposure.

Ready to make your listing irresistible? Let's activate this program today!

BUYER'S AGENTS

COMING SOON

Reach out to learn more and inquire about timing

Ready to Get Started?

Contact us today to learn more about this exclusive program

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